To help you put together the best possible plan to meet your financial goals, I first need information about your finances, including what you have, what you owe, how much money you make and how much you spend.
I then need to know what you want to accomplish and when, and what it will cost. For example, "I want to send both my children to college for 4 years once they turn 18, and I'm willing to spend up to $10,000 a year in today's dollars." Or "We want to retire in 15 years, and estimate that we will need $42,000 a year in today's dollars in retirement income."
I have my confidential client questionnaire on an online, secure website for your convenience to gather and organize this data. Click on this link to get started.
Try and complete as much of these questions as possible, or bring with you information that's needed to fill in the blanks. Remember, the more work you do on your own, the more efficient and effective our meeting will be.
In addition, I also need to know what other resources you have available to you to meet your needs, including Social Security, employer benefits or gifts or loans from family. Take a look at the following checklist to help you get organized.
If you have statements or other data that you would like to send me, please email me and I will send you an invitation to the secure web portal I use to upload documents. You will be asked to enter your email and select a password of your choice. You will then be able to upload the files to the website where they will be secure.
Feel free to call or email me if you have any questions.
Delia Fernandez, MBA, CFP®